Champions Mortgage is an Austin mortgage lender providing home purchase and refinance loans. We offer FHA, VA, conventional, jumbo, and specialized loan programs. Our loan officers guide borrowers through the application, approval, and closing process. Get pre-approved within 48 hours and close in as little as 30 days.
Applicants Close with Us
Loan Approval
Customer Satisfaction
Applicants Close with Us
Loan Approval
Customer Satisfaction
| Interest | APR | Points |
|---|---|---|
| 5.500% | 5.500% | -0.625 |
| Interest | APR | Points |
|---|---|---|
| 15 Year Fixed | 4.795% | -0.47 |
| Interest | APR | Points |
|---|---|---|
| 4.750% | 5.448% | -0.745 |
| Interest | APR | Points |
|---|---|---|
| 4.750% | 4.935% | -0.614 |
Buying a house is a major milestone, but it’s also a huge investment. You shouldn’t have to compromise on your dream home because of high mortgage rates. That’s why we’re here — the champions of home financing that give you the best possible deal, so you can live in a home you love without breaking the bank.
We make buying a house hassle-free thanks to easy-to-understand terms and flexible, affordable mortgage rates. Our goal isn’t just to get you into a house — we want to help you make an investment that pays you back thanks to low rates in a beautiful home.Â
When you are buying a property, you’re in it for the long haul. We know this is the biggest financial investment of your life. Let us help you make it easier with personalized care, and financial advice from home financing experts.
Mortgage refinancing can be an effective way to lower your monthly payments, reduce the term of your loan, or cash out equity to pay for expenses like home improvements or college tuition.
Your mortgage broker acts on your behalf to ensure you get the best possible rates for your new home. Rather than focus solely on upfront costs, we make sure the mortgage you get saves you money in the long run, too.
Did you know that the average closing costs for a home purchase in the US can range from 3% to 6% of the purchase price, adding up to thousands of dollars in fees and taxes? For example, if you’re purchasing a home for $200,000, you could be looking at up to $10,000 in closing fees.
With Champions Mortgage, we keep your closing costs between 1% to 3% of the sales price and even have several Conventional Grant Programs, FHA Down Payment Assistance Programs & 0% Down Programs to keep your cash to close minimal during the home buying process.
Nothing is more important than finding a house you’re truly proud to call home. If you’ve been struggling to find the right financing, you aren’t alone. The team at Champions Mortgage is here to make buying and securing your dream home easy.
Champions Mortgage works with a wide variety of home loans that match anyone’s preferences!
Champions Mortgage provides comprehensive mortgage solutions for every homebuyer and homeowner in Austin, TX. Here are the home loan options we offer:
For homes over $766,550, jumbo loans provide the financing needed. Our jumbo mortgage experts structure competitive terms for luxury home purchases in Westlake, Tarrytown, and other high-value Austin neighborhoods.
Self-employed borrowers face unique documentation challenges. Our self-employed loan programs use bank statements or alternative documentation to verify income.
FHA loans remain the most popular choice for first-time home buyers and buyers with moderate credit scores. Put down just 3.5% with credit scores as low as 580.
Austin and Texas offer substantial down payment assistance for first-time home buyers. Programs like Homes for Texas Heroes provide up to $10,000 in grants for teachers, nurses, first responders, and military.
Conventional loans from Fannie Mae and Freddie Mac offer flexibility and often the best mortgage rates for borrowers with good credit. Down payments as low as 3%, no mortgage insurance with 20% down.
VA home loans offer unbeatable benefits for military service members, veterans, and qualifying spouses. No down payment, no mortgage insurance, competitive interest rates.
Non-QM loans serve borrowers who don’t fit conventional lending boxes—recent credit events, non-traditional income, investor properties with high debt ratios.
For homebuyers seeking Sharia-compliant financing, our halal loan program provide Islamic financing structures without interest-based lending.
Building your dream home in Austin? Our construction loans finance land purchase and building costs, converting to a permanent mortgage once construction completes.
Champions Mortgage has earned a reputation as one of the best mortgage lenders in Austin by delivering what Austin homebuyers need: low rates, transparent pricing, and reliable closings.
Our loan officers live and work in Austin. We know the neighborhoods—from Hyde Park to Circle C, Mueller to Steiner Ranch. This local knowledge helps us guide you to the right loan for your Austin home purchase or refinance.
Our wholesale lending relationships deliver lower interest rates than most retail banks. We shop multiple lenders on your behalf to secure the best rates available in Austin—often saving you thousands over your mortgage loan term.
You’re never alone when you work with us. We know how confusing mortgages are, and we work with you step by step to ensure you never feel out of the loop. Whether you have questions about the home buying process, certain terms, or other conditions, we’ll make you feel like a mortgage pro with easy-to-understand explanations.Â
Time matters when buying a home in Austin’s competitive market. We close most loans in 30-35 days with transparent, low fees. Our streamlined loan process keeps things moving without cutting corners.
No matter where you’re looking to purchase a home in the Austin area, Champions Mortgage provides local expertise backed by national lending power.
Champions Lending LLC dba Champions Mortgage
Your Trusted Mortgage Partner for Home Loans.
