Champions Mortgage is Houston’s premier mortgage lender, serving homebuyers throughout Harris County and the Greater Houston area. Whether you’re buying your first home, refinancing to a lower rate, or investing in property, our Houston mortgage brokers deliver competitive rates and personalized service. We offer FHA loans, VA loans, conventional mortgages, Non-QM programs for self-employed borrowers, halal financing, and more — all backed by fast closings and 5-star customer support.
4.9
5
96%
Applicants Close with Us
15 DAY
Loan Approval
1000+
Houston Families Served
Applicants Close with Us
Loan Approval
Customer Satisfaction
| Interest | APR | Points |
|---|---|---|
| 5.500% | 5.500% | -0.625 |
| Interest | APR | Points |
|---|---|---|
| 15 Year Fixed | 4.795% | -0.47 |
| Interest | APR | Points |
|---|---|---|
| 4.750% | 5.448% | -0.745 |
| Interest | APR | Points |
|---|---|---|
| 4.750% | 4.935% | -0.614 |
Buying a house is a major milestone, but it’s also a huge investment. You shouldn’t have to compromise on your dream home because of high mortgage rates. That’s why we’re here — the champions of home financing in Greater Houston that give you the best possible deal, so you can live in a home you love without breaking the bank.Â
Whether you’re a first time home buyer searching for a mortgage broker near me or comparing mortgage companies in Houston, our mortgage professionals deliver personalized service and competitive rates you deserve. As a trusted Houston mortgage lender, we have access to the best wholesale lenders in the mortgage industry to get you the best mortgage loan for your situation.
We make buying a house hassle-free thanks to easy-to-understand terms and flexible, affordable mortgage rates. Our goal isn’t just to get you into a house, we want to help you make an investment that pays you back thanks to low rates in a beautiful Texas home. As one of the top mortgage lenders in Houston, we serve buyers across Greater Houston, Katy, Sugar Land, The Woodlands, and surrounding TX communities.
When you’re ready to purchase a home in Houston, you’re in it for the long haul. We know this is the biggest financial investment of your life. Let our Houston mortgage brokers make the home buying process easier with personalized care and financial advice from home loan experts who understand the Texas mortgage market.
Mortgage refinancing can be an effective way to lower your monthly payments, reduce the term of your mortgage loan, or cash out equity to pay for expenses like home improvements or college tuition. Our mortgage refinance specialists help Houston homeowners secure the best rate available — because mortgage rates change daily, and timing matters.
Houston’s real estate market moves fast, you need a mortgage team that can keep up. Champions Mortgage closes loans in as little as 21 days, helping Houston buyers compete in multiple-offer situations. From Katy to Clear Lake, Sugar Land to The Woodlands, we’ve helped 1,000+ Houston families get the financing they need to close on time.
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Our experts work with you every step of the way to make sure you get the best mortgage for your budget and financial goals
Your mortgage broker in Houston acts on your behalf to ensure you get the best possible rates for your new home in Houston. Rather than focus solely on upfront costs, we make sure the mortgage you get saves you money in the long run, too. When you work with Champions Mortgage, you’re working with local mortgage experts who understand the Houston home market and can secure the best mortgage for your needs.
With Champions Mortgage, we keep your closing costs between 1% to 3% of the sales price and even have several Conventional Grant Programs, FHA Down Payment Assistance Programs & 0% Down Programs to keep your cash to close minimal during the home financing process.
Nothing is more important than finding a house you’re truly proud to call home in Texas. If you’ve been struggling to find the right financing, you aren’t alone. The mortgage team at Champions Mortgage — your trusted mortgage lender in Houston — is here to make buying and securing your dream home easy.
Did you know that the average closing costs for a home purchase in the US can range from 3% to 6% of the purchase price, adding up to thousands of dollars in fees and taxes? For example, if you’re purchasing a new home in Houston for $200,000, you could be looking at up to $10,000 in closing fees.
Champions Mortgage Houston works with a wide variety of home loans that match anyone’s preferences!
Traditional financing with as little as 3% down. Conventional loans in Houston offer flexible terms and PMI cancellation at 20% equity.
Bank statement mortgages for Houston business owners and 1099 contractors. Qualify using your actual cash flow — not just tax returns.
FHA loans are perfect for first time home buyers and those with lower credit scores. With down payments as low as 3.5%, FHA home loans make homeownership accessible. We’re experts in FHA mortgage lending in Houston, TX.
Ready to buy a home in Houston? Compare all our purchase loan options and find the right fit for your situation.
Texas programs offer grants and forgivable loans for Houston homebuyers. Reduce your upfront costs with up to 5% assistance.
VA loans offer 0% down payment options for eligible veterans and active-duty military. Our Houstan mortgage company is proud to serve those who served our country.
Flexible financing for self-employed borrowers, investors, and unique situations. Non-QM loans in Houston include bank statement and DSCR programs.
Sharia-compliant Islamic home financing for Houston’s Muslim community. Murabaha, Ijara, and interest-free homeownership options.
Build your dream home in Houston. Construction loans finance your build and convert to a permanent mortgage one-time close available.
Every home buyer deserves a loan officer who listens. Our mortgage team takes time to understand your goals, whether you’re buying your first home or refinancing your 5th. We’re not just mortgage lenders — we’re your partners in homeownership. Contact our Houston home loans specialists today.
We keep closing costs between 1-3% — significantly lower than the industry average of 3-6%. Plus, our FHA Down Payment Assistance Programs and 0% Down Programs help you keep more cash in your pocket. That’s a great mortgage benefit you won’t find everywhere.
You’re never alone when you work with us. We know how confusing mortgages are, and we work with you step by step to ensure you never feel out of the loop. Whether you have questions about the home buying process, certain terms, or other conditions, we’ll make you feel like a mortgage pro with easy-to-understand explanations.Â
Our streamlined mortgage process means 15-day loan approvals — not 45+ days like traditional lenders. When you need mortgage help fast, our Houston mortgage brokers deliver. We understand that in the Houston market, speed wins.
Don’t just take our word for it hear from real Houston home buyers who found the best mortgage with Champions. From loans in Houston to refinancing across Texas, our customers share their experience working with our mortgage professionals.
Ready to buy a home in Houston or refinance your current mortgage? Our loan originators are standing by to help you find the best home loan for your situation. Whether you need an FHA loan, VA loan, conventional mortgage, or home equity loans, Champions Mortgage has you covered.
As the best Houston mortgage company, we’re committed to making the mortgage process simple and stress-free. Fill out the form below, call us at (281) 727-2500, or visit our office to speak with a mortgage professional about your home financing needs.
Champions Lending LLC dba Champions Mortgage
Your Trusted Mortgage Partner for Home Loans.
