OUR HOME LOAN PROGRAMS

View our loan programs and find the one that suits your financial needs the best.

Loan Programs For Champions

When taking out a loan, you’ll need to gather a variety of documents beforehand. These documents are needed to ensure the lender that the buyer can repay the mortgage. This helpful list will give you an idea of what you may be asked to provide:

Purchase

Ready to buy your dream home? Champions Mortgage connects you with the best rates from top lenders across the nation. Whether you’re purchasing your first property or upgrading to a larger space, our team provides personalized guidance to find the loan program that fits your budget and goals.

Refinance

Lower your monthly payments, reduce your loan term, or tap into your home equity with our refinancing solutions. Champions Mortgage helps you secure better terms and competitive rates so you can save money over the life of your loan—without hidden fees or surprises at closing.

First-Time Home Buyers

Buying your first home doesn’t have to be overwhelming. We offer down payment assistance programs, FHA loans with as little as 3.5% down, and step-by-step guidance to make homeownership accessible. Let us help you navigate the process with confidence and close on your new home faster.

Conventional Loans

Find the best conventional home loan for your needs, whether a 15-year, 20-year, or 30-year, Champions Mortgage can help.

VA Loans

VA loans are mortgages guaranteed by the Department of Veteran Affairs. These loans offer military veterans exceptional benefits, including low interest rates and no down payment requirement. This program was designed to…

Non-Qualified Mortgage Loan

Non-QM (Non-Qualified Mortgage) loan programs are mortgage loans that do not meet the criteria for Qualified Mortgages (QM) as defined by the Consumer Financial Protection Bureau (CFPB). QM loans adhere to certain guidelines to ensure that borrowers have the ability to repay the loan.

FHA Loans

Minimal to none down payment and extremely low mortgage rates? FHA Loans are one of the most affordable loan options, but they can also drastically vary in fees, rates and other costs…..

Construction Loans

Need a construction loan to cover the cost of the upfront build?  Champions Mortgage has options for you!

Self Employed Loans

Self-employed and 1099 loans are designed to accommodate borrowers who earn income outside of a traditional W-2 employment structure.

Down Payment Assistance Loans

At Champions Mortgage, we understand that saving for a down payment is one of the biggest challenges for homebuyers. That’s why we offer loan programs with down payment assistance to make homeownership more accessible.

First-Time Home Buyer Grants

Buying your first home is an exciting milestone, but we know it can also feel overwhelming. At Champions Mortgage, we’re here to make the process easier with specialized programs designed to help first-time buyers achieve homeownership.

Halal Loan Programs

Discover an Islamic financing solution that will meet your needs in purchasing a home.  Champions Mortgage is here to help!