Can You Refinance a Fixed-Rate Mortgage? Here’s What You Need To Know

can you refinance a fixed rate mortgage

As a trusted mortgage broker in Dallas, TX, clients often ask us about rates. How can you refinance a fixed-rate mortgage? Reference our comprehensive fixed-rate loan refinance guide below to discover what refinancing means and how it can benefit you. What Is Mortgage Refinancing? When you purchase a home, you’ll enter a mortgage agreement with a […]

Can You Buy a Foreclosed Home With a Conventional Loan?

can you buy a foreclosed home with a conventional loan

Are you currently looking at buying a foreclosed home? If you’re an investor, you may be reviewing prospects and looking to purchase a low-cost home. Wading through the details can present interesting opportunities and unique challenges when you’re trying to figure out exactly how the financing process works. Buying such a home is a cost-effective […]

How Are Fixed Mortgage Rates Determined?

how are fixed mortgage rates determined

When home buyers secure a 15 or 30-year mortgage, they’ll typically have a permanent interest rate on the loan for the duration of the term. As a leading mortgage broker in Houston, professionals at Champions Mortgage often have clients ask them, “How are fixed mortgage rates determined?” The exact percentage depends on several factors explained in […]

How Many Mortgages Can You Have?

how many mortgages can you have

Homeowners looking to establish rental properties or purchase vacation homes may find themselves wondering, “How many mortgages can you have?” The team at Champions Mortgage is here to break down the answer and provide tips for financing multiple homes. Contact us if you need an experienced mortgage broker in Dallas, TX, to guide you through various […]

Can You Get an FHA Loan With a Past Eviction on Your Record?

can i get an fha loan with an eviction

Purchasing your own home after renting can be exciting but comes with several questions to ask your lender. If you’re wondering, “Can I get an FHA loan with an eviction on my record?” Champions Mortgage Team has your answer. We’re a trusted mortgage broker in Sugar Land, TX, and are here to explain everything you need […]

How Long Does It Take to Assume a VA Loan?

how long does it take to assume a va loan

The Department of Veterans Affairs issues countless home loans to active and former service members. One of the top VA loan benefits is that they’re assumable when you work with a lending team like Champions Mortgage, a leading mortgage broker in Sugar Land, TX. How long does it take to assume a VA loan and what […]

How Bonds Affect Mortgage Rates

how do bonds affect mortgage rates

Buying a house is exciting until it comes time to find a mortgage. If you want low interest rates, you’ll need to wait until treasury bond rates are high since the two have an inverse relationship that affects each other. But how do bonds affect mortgage rates, and why does it matter? If you need […]

Home Loan Prequalification vs. Preapproval — Advice From Houston’s Mortgage Broker

home loan prequalification vs preapproval

If you’ve found the home you can’t stop driving by because you want it to be yours, it’s time to look into a home loan prequalification vs. preapproval. Prequalification helps you understand your ballpark budget, while preapproval shows you’re interested in buying. Understanding how these work and when to use them is the key to […]

A Guide to Applying for a Home Loan During Maternity Leave 

maternity leave loan

Expanding your family is an exciting time that may force you to reconsider your living arrangements. If your current home is too small to accommodate your growing family or you want to move somewhere with better schools, it’s time to speak to a mortgage broker in Houston, TX. You can benefit from a maternity leave loan and […]

Mortgage Delinquency: A Comprehensive Guide 

Homeownership is a major milestone — but it comes with significant responsibilities. While missing a mortgage payment may seem minor, it can have substantial negative consequences if not addressed promptly and correctly.  Champions Mortgage, the leading mortgage broker in Houston, TX, provides some critical information about mortgage delinquency and how to handle problems before they spiral […]

VA Loans in Wichita Falls

A Client in Agreement with a Mortgage Broker

Explore the benefits and requirements of VA loans in Wichita Falls to empower your homebuying journey.

FHA Loans in Wichita Falls

Smiling Couple Sitting with House Keys and Taking Selfie

Explore FHA loans in Wichita Falls: discover eligibility, benefits, and key steps to secure your home financing.

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