Your Guide to Mortgages

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Learn everything you need to know about mortgages, from rates to types, in this comprehensive guide.

Can My Mortgage Go Up Without Notice?

can my mortgage go up without notice

Did you recently find you’re paying more for your mortgage? You’re probably wondering, “Can my mortgage go up without notice?” At Champions Mortgage, we have all the information you need about home mortgages. From providing cash-out refinance in Texas to helping you understand the reasons behind mortgage rate chances, we empower good financial decisions. Factors That Can […]

Can You Have a Cosigner on an FHA Mortgage?

can you have a cosigner on a fha mortgage

Lenders from the U.S. Federal Housing Administration take your finances into account before they lend any money. You need to meet certain financial requirements before they can consider approving your mortgage application. However, even if you don’t quite meet the minimum requirements, you may still get an FHA loan. For example, can you have a cosigner on an FHA mortgage, and if so, what […]

What FICO Score Do Mortgage Lenders Use?

what fico score do mortgage lenders use

When looking to buy a new home, having a good credit score can go a long way. However, many prospective homeowners don’t know that they have more than one credit score. Lenders use a different one depending on what kind of loan you want. So, what FICO score do mortgage lenders use, and how can […]

How Soon After Buying a House Can You Refinance?

how soon after buying a house can you refinance

Did you recently buy a house and want to save money on your mortgage? You’re probably wondering: How soon after buying a house can you refinance? Keep reading to discover what the experts in cash-out refinance in Texas say about the best time to refinance your home. What Is Refinancing? When you refinance you apply for a new home […]

When Do Mortgage Payments Start?

when do mortgage payments start

You’ve made it to the finish line! After finding the perfect house and navigating the mortgage application process, you finally have a closing date when you can take ownership of your new home. As you prepare for the meeting to sign the loan documents, you probably have a very important question: When do mortgage payments […]

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