First-Time Home Buyer Grants

At Champions Mortgage, we are committed to helping first-time homebuyers take the exciting step toward homeownership. Our First-Time Homebuyer Grants are designed to provide financial assistance, making it easier to cover upfront costs like down payments and closing fees. Whether you’re just starting to explore your options or ready to make your move, we offer tailored solutions and expert guidance to help you achieve your homeownership goals with confidence.

First-Time Home Buyer Assistance Programs

Buying your first home is an exciting milestone, but we know it can also feel overwhelming. At Champions Mortgage, we’re here to make the process easier with specialized programs designed to help first-time buyers achieve homeownership. With financial assistance and expert guidance, we’ll help you move into your dream home with confidence.

What Are First-Time Home Buyer Assistance Programs?

First-time home buyer assistance programs provide financial support to make purchasing your first home more affordable. These programs typically include grants or forgivable loans to help with down payment and closing costs, reducing the upfront expenses that often prevent buyers from taking the next step toward homeownership.

Benefits of First-Time Home Buyer Programs

  • Down Payment Assistance: Receive grants or forgivable loans to cover your down payment, easing the financial burden.
  • Closing Cost Support: Offset the cost of closing fees, making the purchase process more affordable.
  • Eligibility for First-Time and Repeat Buyers: Many programs are open to buyers who haven’t owned a home in the past three years.
  • Home Buyer Education: Gain valuable knowledge about the home buying process to make informed decisions.
Signing a home loan purchase agreement with a real estate agent.

How Do First-Time Home Buyer Programs Work?

Our first-time home buyer assistance programs work alongside your mortgage to provide financial help and expert guidance. Here’s how they work:

1

Financial Assistance

Receive grants or forgivable loans that reduce your upfront costs.

2

Educational Support

Complete a home buyer education course to prepare you for successful homeownership.

3

Partner with Experts

Work with participating lenders and REALTORS® to guide you through every step of the process.

Eligibility for First-Time Home Buyer Assistance

To qualify for these programs, you’ll typically need to meet the following criteria:

  • First-Time Home Buyer Status: Defined as not having owned a home in the past three years.
  • Income Limits: Eligibility is based on your household income and varies by location.
  • Primary Residence Requirement: The home must be your primary residence.
  • Completion of Education Course: Many programs require a certified home buyer education course.


Our team will work with you to determine your eligibility and connect you with the right program for your needs.

Why Choose Champions Mortgage?

  • Expertise in First-Time Buyer Programs: We specialize in matching buyers with the assistance they need to succeed.
  • Comprehensive Support: From eligibility checks to program applications, we guide you through every step.
  • Education and Empowerment: We provide the resources and knowledge to help you make confident, informed decisions.

Start Your Journey Today

Homeownership is closer than you think with Champions Mortgage’s First-Time Home Buyer Assistance Programs. Our team is here to simplify the process and provide the support you need to take the first step toward owning your new home. Contact us today to learn more or get started on your application.

Real estate agent businessman home purchase contract with the client, loan, mortgage, rent.