Mortgage Lenders in San Antonio, TX

Home Loans & Mortgage Broker San Antonio, TX

With Champions Mortgage, you’ll get unbeatable mortagge rates, personalized Home Loan service, and speedy mortgage closings – we will even beat credit unions.

4.9

5

96%

Applicants Close with Us

15 DAY

Loan Approval

100%

Customer Satisfaction

96%

Applicants Close with Us

15 DAY

Loan Approval

100%

Customer Satisfaction

Let Our Mortgage Experts Help You Finance Your Dream Home!

30 Year Fixed

InterestAPRPoints
5.500%5.500%-0.625

Est. monthly payment: $2271

15 Year Fixed

InterestAPRPoints
15 Year Fixed4.795%-0.47

Est. monthly payment: $3111

FHA home loan

InterestAPRPoints
4.750%5.448%-0.745

Est. monthly payment: $1783

VA home loan

InterestAPRPoints
4.750%4.935%-0.614

Est. monthly payment: $1783

San Antonio's Trusted Mortgage Lender

Finding the right mortgage lender in San Antonio, TX should not be complicated. Champions Mortgage is a full-service mortgage company based in Greater San Antonio, helping homebuyers, first-time buyers, veterans, and homeowners refinancing their current home get the right loan at the right rate — 

without the runaround.
Whether you are buying a home in San Antonio for the first time, upgrading to your dream home, or refinancing to lower your interest rate, our local mortgage loan officers guide you through the entire loan process from application to closing. We offer a full range of loan products — FHA loans, VA home loans, conventional loans, USDA loans, jumbo home loans, and construction financing — all from a single, trusted mortgage broker that knows the San Antonio market inside and out. 

Quick Answer: Champions Mortgage offers home loans in San Antonio, TX for purchases and refinancing. We serve first-time homebuyers, veterans, investors, and move-up buyers across Greater San Antonio and New Braunfels with same-day pre-approvals and competitive mortgage rates. Call today or apply online.
First-time homebuyers celebrating homeownership in The Woodlands TX with Champions Mortgage

Flexible Home Financing Options For Every Buyer

We make buying a house hassle-free thanks to easy-to-understand terms and flexible, affordable mortgage rates. Our goal isn’t just to get you into a house — we want to help you make an investment that pays you back thanks to low rates in a beautiful home. 

Home Purchase

When you are buying a property, you’re in it for the long haul. We know this is the biggest financial investment of your life. Let us help you make it easier with personalized care, and financial advice from home financing experts.

Home Refinancing

Happy family new home owners with child son in living room on moving day.

Need Mortgage Loan Help? We've Got You Covered!

Confusing loan estimate forms?

No problem! We'll help you understand them and find the best deal.

Struggling to find the best savings and negotiate with lenders?

We'll guide you through the process with ease.

Burdened by fees and charges?

We'll help you avoid them and keep costs down.

Been unable to get a loan anywhere?

We can work around your situation to get you a loan.

Uncertain how to negotiate with the seller and ask for contributions?

We'll help you negotiate a fair deal.

Need to find rebates and discounts?

We've got the connections to help you find the best terms.

Smiling real estate agent holding house keys. Mortgage and real estate investment.

Our experts work with you every step of the way to make sure you get the best mortgage for your budget and financial goals

The Mortgage Broker You Choose Will Make the Difference in Your Monthly Payments

Your mortgage broker acts on your behalf to ensure you get the best possible rates for your new home. Rather than focus solely on upfront costs, we make sure the mortgage you get saves you money in the long run, too.

Don’t Let High Costs Stand in the Way of Your Dream House

Did you know that the average closing costs for a home purchase in the US can range from 3% to 6% of the purchase price, adding up to thousands of dollars in fees and taxes? For example, if you’re purchasing a home for $200,000, you could be looking at up to $10,000 in closing fees.

With Champions Mortgage, we keep your closing costs between 1% to 3% of the sales price and even have several Conventional Grant Programs, FHA Down Payment Assistance Programs & 0% Down Programs to keep your cash to close minimal during the home buying process.

Nothing is more important than finding a house you’re truly proud to call home. If you’ve been struggling to find the right financing, you aren’t alone. The team at Champions Mortgage is here to make buying and securing your dream home easy.

Family moving into their new home

Get Your Perfect Home Loan With Our 4 Step Process

Let Us Help You Find the Right Loan Program

Champions Mortgage works with a wide variety of home loans that match anyone’s preferences!

Flexible Home Financing Options for Every Buyer in San Antonio

1

Fixed Rate Mortgages (FRM)

2

Adjustable Rate Mortgages (ARM)

3

FHA Loans

4

Competitive Rate Mortgages

5

Conventional Loans

6

VA Loans

7

Interest Only Mortgages

8

Halal Loan Programs

9

Construction Loans

Why San Antonio Buyers Choose Champions Mortgage

Local San Antonio loan officers

You work with someone who knows SA neighbourhoods, builder relationships, and local market conditions — not a remote processor.

 

Full-service mortgage broker

Access to multiple lenders and loan products under one roof — FHA, VA, conventional, USDA, jumbo, and construction loans.

 

Competitive mortgage rates

As a mortgage broker with access to multiple lending sources, we shop rates on your behalf to find the most competitive option for your profile.

 

Fast closings

Our streamlined mortgage process is built for speed. We close loans on time — a critical advantage in a competitive San Antonio market.

 

Personalised service

Every borrower is different. Your loan officer reviews your financial picture, explains your options clearly, and recommends the right loan — not the easiest one to process.

 

Low fees and transparent costs

No hidden fees, no bait-and-switch rates. Your Loan Estimate is accurate from day one and your closing costs are explained in plain English.

 

Greater San Antonio Coverage

Mortgage Lending Across Greater San Antonio, TX

Champions Mortgage serves homebuyers and homeowners across the Greater San Antonio metro and surrounding communities. Whether you are buying a home in the city or relocating to a suburb, our mortgage loan officers understand the neighbourhoods, builders, and loan programs available throughout the region.

San Antonio

Citywide

Full-service mortgage hub with FHA, VA, conventional, jumbo, refinance, and first-time homebuyer loan options available.

New Braunfels, TX

New Construction & USDA

A fast-growing community between San Antonio and Austin with strong demand for new construction financing and USDA loans in qualifying outlying areas.

Helotes, TX

Conventional & Jumbo

Northwest San Antonio suburb with conventional and jumbo mortgage activity for move-up buyers and higher-value home purchases.

Converse, TX

VA Loan Market

East San Antonio community with a strong population of military and VA-loan-eligible homebuyers near Randolph Air Force Base.

Universal City, TX

Military Homebuyers

Located near Randolph Air Force Base and frequently considered by active-duty service members, veterans, and VA-eligible homebuyers.

Schertz, TX

FHA & First-Time Buyers

A growing northeast corridor with demand for FHA financing, conventional loans, and first-time homebuyer mortgage programs.

Boerne, TX

Jumbo & Rural Financing

Hill Country gateway with jumbo home loan opportunities and nearby rural areas that may qualify for USDA financing.

Seguin, TX

USDA & FHA

An affordable market east of San Antonio with USDA-eligible rural areas and FHA purchase opportunities for qualified homebuyers.

Additional Communities Served

Mortgage Support Throughout the San Antonio Metro

Champions Mortgage also serves buyers and homeowners in Cibolo, Live Oak, Selma, Leon Valley, Alamo Heights, and other surrounding Greater San Antonio communities.

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First-time homeowners and parents