Homeowners looking to establish rental properties or purchase vacation homes may find themselves wondering, “How many mortgages can you have?” The team at Champions Mortgage is here to break down
Purchasing your own home after renting can be exciting but comes with several questions to ask your lender. If you’re wondering, “Can I get an FHA loan with an eviction
The Department of Veterans Affairs issues countless home loans to active and former service members. One of the top VA loan benefits is that they’re assumable when you work with
Buying a house is exciting until it comes time to find a mortgage. If you want low interest rates, you’ll need to wait until treasury bond rates are high since
If you’ve found the home you can’t stop driving by because you want it to be yours, it’s time to look into a home loan prequalification vs. preapproval. Prequalification helps
Expanding your family is an exciting time that may force you to reconsider your living arrangements. If your current home is too small to accommodate your growing family or you
Homeownership is a major milestone — but it comes with significant responsibilities. While missing a mortgage payment may seem minor, it can have substantial negative consequences if not addressed promptly
Discover essential cash-out refinance options in Laredo to enhance your financial knowledge and make informed decisions.
Discover essential insights on choosing a refinance mortgage broker in Austin to optimize your home financing options.
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Discover essential tips for choosing a Dallas mortgage broker and exploring optimal home loan options for your needs.
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Understand the mortgage loan application process in Texas with this comprehensive guide, simplifying each essential step for borrowers.
Discover essential tips for obtaining fast mortgage approval in Texas and simplify your home-buying process today.
Learn step-by-step how to apply for a mortgage loan in Texas, ensuring a smooth financing process.
When you take out a mortgage or move forward with a cash-out refinance in Texas, you’ll likely be asked to agree to certain property insurance provisions, such as a mortgagee clause.
Having trouble making your mortgage payment? Financial struggles happen to the best of us. Mortgage deferral temporarily takes the payment weight off your shoulders while you readjust your finances. How
Discover the key differences between a mortgage loan and a home loan in this informative article.
If you pay a premium to cover your mortgage loan, you probably want to eliminate that expense as soon as possible. When can mortgage insurance be removed? When can you
After declaring bankruptcy, you might feel like it’s the end of a healthy financial life. While bankruptcy does have lasting effects on some monetary aspects, it does offer a light
If you find your mortgage payments too high for your current income, you’re likely searching, “My mortgage is too high. What can I do?” As a trusted mortgage broker in Houston,
Purchasing property is a significant and potentially life-changing investment. While this milestone is worth celebrating, it comes with more permanent responsibilities and consequences than renting typically does. Champions Mortgage, a mortgage
Calculating the costs of home ownership is often complex. As a new homeowner, you might have a few questions. For example, are property taxes included in the mortgage? Champions Mortgage
Federal Housing Administration (FHA) loans make affording houses accessible to prospective buyers with lower incomes. However, FHA loans require you to pay a mortgage insurance premium (MIP). Thankfully, you may
The hunt for a new home is such an exciting time, but it is also a lot to take in! The initial loan approval, inspections, and negotiations can make anyone’s
Did you recently find you’re paying more for your mortgage? You’re probably wondering, “Can my mortgage go up without notice?” At Champions Mortgage, we have all the information you need
Lenders from the U.S. Federal Housing Administration take your finances into account before they lend any money. You need to meet certain financial requirements before they can consider approving your mortgage application. However, even if you don’t quite
When looking to buy a new home, having a good credit score can go a long way. However, many prospective homeowners don’t know that they have more than one credit
Did you recently buy a house and want to save money on your mortgage? You’re probably wondering: How soon after buying a house can you refinance? Keep reading to discover
You’ve made it to the finish line! After finding the perfect house and navigating the mortgage application process, you finally have a closing date when you can take ownership of
Are you looking for a mortgage and wondering, “How many lenders should I apply to for a mortgage?” As the trusted mortgage broker in Houston, Champions Mortgage offers the following advice
Before you buy a home with the help of a lender, you’ll have to earn mortgage pre-approval from a broker. This agreement essentially shows that you’re a serious buyer and
Paying off your mortgage loan garners substantial financial relief for homeowners. However, before you start paying off lump sums to your mortgage provider, you may want to know if there
Mortgage lenders can order different kinds of property assessments to ensure that they aren’t providing a home loan for greater than the property’s value. The home valuation methods an appraiser
If you’re purchasing a new house, you’ve probably heard about mortgage protection insurance. If so, you may wonder, “Is mortgage protection insurance worth it?” Whether you’re considering cash-out refinancing in Texas or
If you’re self-employed, take significant tax deductions, or have inconsistent income, qualifying for a mortgage loan could be more complicated than for others. Banks want to know that you’re not
When a friend or family member prepares to purchase property, they might ask you to cosign. While cosigning is common, it has a few limitations to know before adding your
If you’re facing unexpected financial woes, you may be able to secure temporary relief from your mortgage payments with a forbearance agreement. This begs the question: What is a forbearance
What is a jumbo mortgage in Texas? This special type of home loan differs from traditional mortgages and, therefore, has its own criteria that borrowers need to meet to qualify
Are you at risk of missing one or more mortgage payments and worrying about what happens if you can’t pay your mortgage? As Houston’s most trusted mortgage experts, Champions Mortgage
Did you know that the average closing costs for a home purchase in the US can range from 3% to 6% of the purchase price, adding up to thousands of dollars in fees and taxes?
For example, if you’re purchasing a home for $200,000, you could be looking at up to $10,000 in closing fees.
Nothing is more important than finding a house you’re truly proud to call home. If you’ve been struggling to find the right financing, you aren’t alone. The team at Champions Mortgage is here to make buying and securing your dream home easy.